000			02232nam a22002297a 4500
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028			_a: International Book Distributors _b: Flat No. 17, Prakash Apartment, 4405/2,5 , Ansari Road, Daryaganj, New Delhi _c: 121490 _d: 11/03/2025
082			_a305.569 COL
100			_aCollins, Daryl
100			_a; Morduch, Jonathan.
245			_aPortfolios of the Poor _b: How the World's Poor Live on $2 a Day. _c/ Daryl Collins.
260			_aRanikhet _b: Permanent Black _c , 2010.
300			_aix, 283p. _c: 24cm.
365			_b1960
520			_aNearly forty percent of humanity lives on an average of two dollars a day or less. If you've never had to survive on an income so small, it is hard to imagine. How would you put food on the table, afford a home, and educate your children? How would you handle emergencies and old age? Every day, more than a billion people around the world must answer these questions. Portfolios of the Poor is the first book to systematically explain how the poor find solutions to their everyday financial problems. The authors conducted year-long interviews with impoverished villagers and slum dwellers in Bangladesh, India, and South Africa--records that track penny by penny how specific households manage their money. The stories of these families are often surprising and inspiring. Most poor households do not live hand to mouth, spending what they earn in a desperate bid to keep afloat. Instead, they employ financial tools, many linked to informal networks and family ties. They push money into savings for reserves, squeeze money out of creditors whenever possible, run sophisticated savings clubs, and use microfinancing wherever available. Their experiences reveal new methods to fight poverty and ways to envision the next generation of banks for the "bottom billion." Indispensable for those in development studies, economics, and microfinance, Portfolios of the Poor will appeal to anyone interested in knowing more about poverty and what can be done about it.
650			_aWorld's Poor
650			_aHumanity lives
650			_aPoverty fight
700			_aDaryl Collins
942			_cBOOK
999			_c62970 _d62970